Hisaab ke patterns, transparent methods ke saath.
Reproducible simulations, mathematical benchmarks and clearly labelled scenarios—built to answer useful questions without pretending synthetic results are real customer behaviour.
Synthetic simulations.
Deterministic models with published assumptions and repeatable seeds.
Net Settlement Transfer Reduction Simulation
95.2%In this model, net settlement reduced transfer instructions by about 95% across every tested group size.
Read the study →96 · Synthetic simulationGroup Trip Budget Buffer Simulation
+9.2%A 20% buffer covered more than 90% of the 10,000 generated outcomes in this intentionally stress-biased model.
Read the study →Analytical benchmarks.
Group Size and Expense Complexity Benchmark
66Possible pair relationships grow quadratically: a 12-person group has 66 pairs, eleven times the six pairs in a 4-person group.
Open benchmark →93 · Analytical benchmarkEqual Split Rounding Study
1.1MAcross 1.1 million tested amount-and-headcount combinations, 80.9% required distributing one or more leftover paise.
Open benchmark →94 · Analytical benchmarkCombined Reminder Notification Benchmark
80%At five open shares per person, batching reduces five separate reminders to one—a volume reduction of 80%.
Open benchmark →99 · Analytical benchmarkKarja Plan Capacity Benchmark
3.3×Advanced raises monthly debt capacity from 300 to 1,000 and joined groups from 4 to 20; Pro raises them to 10,000 and 100.
Open benchmark →Scenario models.
Useful decision models whose assumptions are visible on the page.
Monthly vs Immediate Settlement Model
60→3At 20 fully shared expenses, immediate repayment creates 60 payment instructions; a final net close needs at most three in this model.
Explore scenario →97 · Scenario modelEqual, Percentage and Exact Split Decision Benchmark
4No. In the balanced twelve-scenario rubric, equal, percentage and exact amount each fit four scenarios best.
Explore scenario →98 · Scenario modelRoommate Expense Workload Model
40In this model, groceries and supplies create 80% of records even though rent and utilities carry most of the rupee value.
Explore scenario →